Medical Credit

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✓ Reviewed by Dr. Michael Torres, MD, FACS · Bariatric Surgeon ✓ Sources: ASMBS, CDC, CMS, NCQA ✓ Updated 2025–2026

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CareCredit for Bariatric Surgery: Deferred Interest Trap & Better Alternatives

CareCredit offers deferred interest financing for bariatric surgery — but the 29.99% APR trap is real. Here's how it works, the risks, and better alternatives to consider.

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