Insurance
Anthem Bariatric Surgery Coverage: What Elevance Health Covers in 2026
Anthem (Elevance Health) covers bariatric surgery on most plans, but requirements vary by state and employer. Learn the BMI criteria, exclusions, and how to get approved.
Read Guide →Oscar Health Bariatric Surgery Coverage: ACA Plans, BMI Requirements & Prior Auth
Oscar Health covers bariatric surgery on qualifying ACA Marketplace plans — but requirements vary by tier and state. Here's what Oscar demands before approving, how prior auth works, and what the telemedicine model means for your pre-op process.
Read Guide →VA Bariatric Surgery Coverage: MOVE! Program, Eligibility & Surgical Criteria
Veterans may qualify for bariatric surgery through the VA. Learn about the MOVE! program requirement, VA surgical eligibility criteria, and how to start the process.
Read Guide →TRICARE Bariatric Surgery Coverage: What Military Members Need to Know (2026)
TRICARE covers bariatric surgery under Prime and Select with strict BMI and comorbidity requirements. Learn pre-auth steps, VA vs. TRICARE differences, and what's excluded.
Read Guide →UnitedHealthcare Bariatric Surgery Coverage: Criteria & Center of Excellence
UnitedHealthcare covers bariatric surgery with a Center of Excellence requirement. Learn UHC's BMI criteria, prior auth process, and how to find in-network COE facilities.
Read Guide →Molina Healthcare Bariatric Surgery Coverage: Medicaid Managed Care, State Rules & Prior Auth
Molina Healthcare covers bariatric surgery in several states — but coverage depends heavily on which state Medicaid program you're enrolled in. Here's what Molina Medicaid covers, what it excludes, and how prior auth works.
Read Guide →Medicare Coverage for Bariatric Surgery: What Part A and B Pay
Medicare covers bariatric surgery for beneficiaries with BMI ≥ 35 and a comorbidity. Learn the requirements, approved facilities, and what you'll pay out of pocket.
Read Guide →Medicaid Coverage for Bariatric Surgery: State-by-State Guide
Medicaid covers bariatric surgery in most states — but rules vary dramatically. See which states cover it, what they require, and how to navigate your state's process.
Read Guide →Kaiser Permanente Bariatric Surgery Coverage: Regions, Requirements & the Integrated Care Advantage
Kaiser Permanente covers bariatric surgery across most of its regions. Here's what Kaiser requires, how its integrated model changes the approval process, and what to expect in each service area.
Read Guide →What If Insurance Denies Bariatric Surgery? Cost & Appeals
A bariatric denial isn't final — many are overturned on appeal at little cost, and self-pay alternatives run $10,000–$23,000 if the appeal fails.
Read Guide →Humana Bariatric Surgery Coverage: Tiers, Gold Plus Plans & Requirements
Humana covers bariatric surgery across several plan tiers. Learn which Humana plans cover weight loss surgery, criteria for Gold Plus plans, and the prior auth process.
Read Guide →Employer Insurance and Weight Loss Surgery: ERISA, Self-Funded Plans & How to Check
Your employer controls bariatric surgery coverage more than your insurer does. Learn how ERISA self-funded plans work, how to check your specific coverage, and your appeal rights.
Read Guide →Does Medicaid Cover Weight Loss Surgery?
Medicaid covers bariatric surgery in most states, dropping your cost to near $0 if approved — but coverage rules, covered procedures, and requirements vary state by state.
Read Guide →Does Insurance Cover Weight Loss Surgery in 2026?
Most major insurers cover bariatric surgery, but you'll usually pay $2,000–$6,000 out of pocket after meeting BMI and supervised-diet requirements.
Read Guide →Cigna Bariatric Surgery Coverage: Requirements & 6-Month Diet Documentation
Cigna covers bariatric surgery but requires specific documentation including a 6-month supervised diet. Here's exactly what Cigna needs and how to get approved.
Read Guide →BCBS Bariatric Surgery Coverage: Plan Variation by State & Federal Employee Plans
BCBS bariatric surgery coverage varies dramatically by state and plan. Here's how to decode your specific BCBS plan, plus federal employee (FEHB) coverage details.
Read Guide →Bariatric Surgery Without Insurance: Self-Pay Costs and Negotiation Guide
Self-pay bariatric surgery costs $10,000–$30,000 in the U.S. Learn how to get all-inclusive bundled pricing, negotiate discounts, and find legitimate cost-reduction options.
Read Guide →Bariatric Surgery Prior Authorization: Timeline, Documentation & Peer-to-Peer
Prior authorization for bariatric surgery takes 2–8 weeks. Here's the full documentation checklist, timeline expectations, and how peer-to-peer reviews can flip a denial.
Read Guide →Bariatric Surgery Insurance Checklist: Step-by-Step to Get Coverage Approved
Step-by-step bariatric insurance checklist: verify benefits, get referral, document 6 months, submit prior auth. Avoid the mistakes that delay or deny coverage.
Read Guide →Bariatric Surgery Insurance Coverage: What Plans Actually Pay
Does insurance cover bariatric surgery? Learn the NIH criteria, which plans cover it, what triggers denial, and how to navigate the approval process.
Read Guide →Bariatric Surgery Insurance Denial Appeal: 45% Success Rate & How to Win
About 45% of bariatric surgery insurance denials are overturned on appeal. Here's how to write a winning appeal, request external review, and use peer-to-peer review effectively.
Read Guide →Bariatric Surgery Insurance Requirements: What You Need Before Approval
Most insurance plans require 3–6 months of supervised diet, psych evaluation, and nutrition counseling before approving bariatric surgery. Here's exactly what to expect.
Read Guide →Bariatric Surgery HSA & FSA: What's Eligible, Limits & Post-Op Items
Bariatric surgery is a qualified HSA/FSA medical expense. Learn 2026 contribution limits, what post-op expenses qualify, and how to maximize your tax-advantaged savings.
Read Guide →Aetna Bariatric Surgery Coverage: Criteria, Prior Auth & What to Expect
Aetna covers bariatric surgery — but only if you meet specific criteria. Here's what Aetna requires, how prior auth works, and managed care nuances to know.
Read Guide →